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Chapter 13 Bankruptcy - California Chapter 13 Bankruptcy ("Reorganizations")
Chapter 13 bankruptcy is often referred to as an individual debt adjustment and is the most common type of "reorganization" bankruptcy for consumers in which you repay your debts over three to five years.
As noted above, Chapter 13 Bankruptcy Law is also known as a reorganization bankruptcy. Chapter 13 bankruptcy is generally filed by individuals who genuinely want to pay off their debts (i.e. home mortgage or car loan) over a period of three to five years and need the help of the bankruptcy court to do it.
Chapter 13 bankruptcy or "reorganization bankruptcy" often appeals to individuals who have non-exempt property that they want to hold on to (i.e. house or car). Chapter 13 Bankruptcy is unique in that it is only an option for individuals who have predictable income and individuals whose income is sufficient enough to pay their reasonable expenses with some amount left over to pay off their debts.
More About California Chapter 13 Bankruptcy ("Reorganizations")
Whether you have a Chapter 13 bankrupty case pending or if you are simply considering filing bankrupty, you'd do well to consult a Chapter 13 bankrupcy attorney or lawyer to help you learn where you stand legally, what your legal options are and what your best course of action would be. Having a general knowledge and awareness of California bankruptcy law is necessary to protect you, your family, your assets and your future. For legal advice on Bankruptcy Law, please consult Southern California Bankruptcy Attorneys or Southern California Bankrutpcy Lawyers in your area.
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